Writing your Life Insurance into a trust
A Contractors guide to trusts and tax efficient Life Insurance
As a Contractor, you could benefit from writing your Life Insurance into a trust. But what is a trust and how do they work? How do trusts work? A trust allows you to gift assets to your loved ones. In the case of Life Insurance, it means your partner, children, or anyone nominated in your
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5 fun things to do with your Family this Christmas
Fun things to do with your family this Christmas
We know that a Contractor’s life is a busy one so with Christmas on the horizon and contracts winding down, you can finally kick back and spend some quality time with your loved ones. To get you in the mood, we’ve put together some fun activities you can do with your family this Christmas.  
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Facts about relevant life insurance
5 facts Contractors should know about Relevant Life Insurance
We talk to Contractors every day, so we know that your biggest priority in life is protecting your loved ones. But when you work for yourself, you can lose out on the benefits, such as sick pay and death in service, that ‘traditional’ employees provide. As a Contractor, if you own a limited company, and
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Difference between relevant life insurance and normal life insurance
The difference between Relevant Life Insurance and ‘normal’ Life Insurance
If you have ever wondered the difference between Relevant Life Insurance and normal life insurance - you wouldn’t be the first! We aren’t delusional though, ‘life insurance’ is not the most exciting topic to spend time researching and understanding. So we’re going to keep it brief… Life Insurance Life insurance does exactly what it says
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Review your life insurance when your circumstances change
Review your life insurance when your circumstances change
With the children heading back to school, we recommend taking the opportunity to firstly, rest (!) and, secondly, to review your life insurance. Life insurance can feel like a one time purchase, but the reality is that it’s wise to regularly review the policies you took out. We recommend every couple years with our clients
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Cost of raising a child
The cost of raising a child increases
According to research from LV,* the cost of raising a child has reached an all-time high of over £230,000, which is now more expensive than the UK's average house price.
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Do you have Life Insurance?
One in 5 people no longer have Life Insurance. Are you one of them?
The “Life and Health Protection” report found that 19% of consumers have given up and cancelled their life insurance policy. It is estimated that only 18.4 million people are now covered by life insurance compared to 20.9 million. 
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Looking for more tax-efficient life cover?
Looking for more tax-efficient life cover?
While Directors and employees within large companies can take advantage of group life schemes and death in service, individuals like Contractors will most likely be paying for personal life insurance out of taxed income. This no longer needs to be the case! By switching to a Relevant Life Cover policy, Contractors could save over 50%
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What is the cost of your bucket list?
What is the cost of your bucket list?
We all know that life insurance can be a rather morbid topic. Whilst it is vital to secure the financial future of your loved ones, it is also important to remember that whilst we are working, fulfilling our dreams and aspirations should also be high on our list of proprieties.
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